Mortgage Rate Trend Survey

The Mortgage Rate Trend Survey summarizes where mortgage professionals think mortgage rates are headed in the future. To conduct this survey, Mortgage-X asks more than 250 experts in the mortgage field each Monday about their expectations for the mortgage market.
Over the next 30 days:
Over the next 90 days:
rates will rise significantly: 0.0%
rates will rise significantly: 6.9%
rates will rise slightly: 13.8%
rates will rise slightly: 17.2%
rates will remain unchanged: 31.0%
rates will remain unchanged: 31.0%
rates will decline slightly: 55.2%
rates will decline slightly: 37.9%
rates will decline significantly: 0.0%
rates will decline significantly: 6.9%
Currently, about 55% of the participating mortgage professionals believe mortgage rates will decline slightly over the next 30 days and 38% believe mortgage rates will decline slightly over the next 90 days.
Participating Mortgage Companies (a partial list):
Indus Loans LLCVote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.Comment by Hem Ramachandran: The market is seeing a trend in price reduction, while the second liens are moving a tad higher.
Solid Rock Mortgage CorporationVote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.Comment by Robert D. Ashby, CMPS CITRMS: More economic data coming out shows inflationary pressures dropping, so Mortgage Backed Securities will benefit. Please keep in mind this guidance is for conforming loans only as all bets are off for the nonconforming products right now.
Sterling Home Mortgage, LLC.Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.Comment by Michael J. Martell, II: Some say the will lower rates....Some say they will rise and some don't say either way. The fact is, no one really knows. If you are refinancing, lock it in. If you are buying, lock it in and if you are building....try and find a float down.
U S Loans Mortgage LLCVote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will decline significantly.Comment by Fred Glick: The market continues to unravel and the people with good credit will get the benefit!
Choice FinanceVote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will decline slightly.Comment by BJ Matson: The credit squeeze and struggling economic news will keep rates where they are or slightly lower... unless inflation gets even worse.
Personal Mortgage Brokers - Landmark Mortgage Lenders, Inc.Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.Comment by Mandie Sullivan: Rates are continuing a slow rise with the Fed fearing inflation and the housing market slowed.
Luxury Mortgage Group - High Rise Condo LenderVote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will rise significantly.Comment by Jason Fox: Fed Rates go DOWN - but actual mortgage rates will go UP soon! Program guidelines will continue to tighten. Lenders will continue to BK. Rough times for all.
1st Capital MortgageVote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.Comment by Rick Pelleriti: It is difficult to predict what will happen with mortgage rates at this time due to the uncertain nature of how long the 'mortgage crisis' will last, and how deep it will run. It will ceratinly depend on public sentiment and any actions the Fed may take,
First Capital GroupVote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will rise significantly.Comment by Rilian Ball: Need to update this survey to reflect the current market. There is a big spread between conforming and nonconforming rates. I foresee conforming rates rising slightly in the next 90 days and see nonconforming rates rising drastically in order to be attrac
Premier Mortgage CapitalVote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.Comment by Cyrus Alexander: MBS prices jumped and are now up +9/32. The Fed unexpectedly cut the discount rate by 50 basis points to increase liquidity. The Fed Funds rate remained at 5.25%. This is a step in the right direction. Don’t expect a major difference immediately,
Mortgage MD Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
Security Federal Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
FloridaLoan.net Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
Access Lending Corp Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will decline slightly.
Option ARMs Direct Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will remain unchanged.
Empire Mortgage Services Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
LoanHouse, Inc. Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will remain unchanged.
Ascent Home Loans Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
Midwest Lending CorpVote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
Net Mortgage Funding LLCVote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will rise slightly.
Ameristar MortgageVote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline significantly.
VanDyk Mortgage CorporationVote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will remain unchanged.
Dirigo Lending CorporationVote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
Mortgages, Etc.Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
Aspen Mortgage GroupVote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.
Dilly Mortgage Realty, Corp.Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.